50 Latest Insurance IELTS Topics

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Nowadays there are an age gap between children and their parents, because there are myriad of men and women who hold the view that delaying marriage has a lot of advantages. I am a staunch believer that postponing marriage will be useful for fathers, mothers and the next generations. In the lines below, merits and demerits as long with my opinion will be explained. To begin with, formation of the family in the third decade of life has a positive impact on the financial planning for the family. In other word, not only having enough money will help them to define their future goals but it may provide them with the flexibility to take the decision to make investments, savings and financial insurance strategies. This is exemplified by an article published in The Guardian has shown that around 88% of the successful family life is among the couples who have not taken a decision to getting married early although they can secure the marriage cost. Thus, this example shows that if the young generations get married early, they could provide a life of luxury to their offspring. Nevertheless, despite its merits, some people believe that their will be a generation gap between parents and their children. To illustrate, this gape will make misunderstanding between mothers and fathers and their offspring, but I totally agree the contention and refute the previously mentioned opinion because the young generations, who married, when their age below 20, did not hold the responsibility of taking care of children. For instance, this has been proven by a research paper conducted by Faculty of Education, Cairo University, in 2017, which has shown that the divorce rate is among 70%-80% between newly married couples in the age between 20-25. Hence, the youth should think carefully before taking an early marriage decision. In Conclusion, after providing the ideas above, the parents should be eligible to take a serious life decision, I still hold the view that the delayed marriage has a great effect on the financial decisions and the parents' mental decisions.
Sport is thought to make a huge contribution to the society while others say that it is nothing more than a leisure activity. Therefore, this essay will address both of views before reaching a reasoned conclusion. On the one hand, the reasons why sport vitally contributes to the community are numerous. To begin with, individuals who practice playing sport regularly can be able to prevent serious diseases, such as obesity. For example, if everyone tries to keep themselves fit, the money that the government allocates for health insurances will decrease. Furthermore, sport long ago has been considered as a means of bonding people together, particularly global sport events including the World Cup or Euro. To illustrate, each time these occasions occur, Vietnamese residents gather around in coffee shops, squares in order to spectate the matches and share their happiness with a common goal. On the other hand, some argue that sport should be regarded as leisure activities. First of all, the abilities and potentials of playing such physical recreation are not naturally available in each individual. For instance, their demands of sport are simple, therefore, many low-require-technique activities, known as yoga or meditation, are their best choices. Additionally, the competitive figures of the matches sometimes make players resort to unethical means to win. For more details, abusing stimulants or harming the opponents are the two typical ways that apparently appear in competitors. In conclusion, it is understandable why sport is said to be a simply kind of leisure exercise, however, from my point of view, it has positive impacts on persons’ health, thus, builds a healthier society.
There is a debate concerning about the better work whether undertaking in the same entreprise for the lifetime or occupying distinct organisations. This essay discusses both sides of this contentious argument and then I will give my own perpectives. If someone is determined to labour in one place, it would ensure their long career and the easiness reaching better position one day. The company certainly pay attention for the loyal employees and the ones whose understanding their works better anyone else, knowing how to develop their business and/or products, and strengthening the weakness of their organisation. All of these are only obtained by diving the duties for a long time and then someone will become an experts of this kind of job. This expetises lead to higher position, albeit perhaps in long way to go. Unfortunately, this condition might bring a person in lacking experiences from another abilities and situations that would be a challenge for him or her if their office had got a bankrupt suddenly. On another side, the research shows that people who are changing their occupation twice in a minimum can take a multitasking job and survive in facing some unexpectedly issues rather than those who only have one position in their life. For instance, an actuary has a job in a private company taking care of life insurance before she moved into a government institution that tackle some medical and health issues in which threaten lives. She should hand on experiences regarding all the calculation about risk-life theories in real life, whereby it can be only acquired from the company which she undertook beforehand. However, the drawback of displacing the organisations over and over again is the workers should start their career from zero in their new institution and might bring a perfect designation that is not in short time. To conclude, both of the constant or altered organisations will give each own beneficial and detrimental conditions. In my opinion, it is a good idea and recommended to take chances looking perfect organisations and if it have fitted into what I am looking for, I prefer to immediately decide to settle down for long time until the time of retired.
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