50 Latest Bank IELTS Topics

Opinion

Some people think that school children need to learn practical skills such as car maintenance or bank account management along with the academic subjects at school. To what extent do you agree or disagree?

Problem and Solution

Surveillance cameras in banks, offices, shops and streets have been very successful in reducing crime in the workplace and public, but they are also took for their users to spy on people's private business. what problems do surveillance cameras create? what are the solutions?

Opinion

So in my opinion, it would be better if the capital is deposited in a bank or kept in another place.As for the expenditure for the initial steps spent is just what is needed,no need to spend the salary on excess consumptive things.

Discussion

On 1 July 2015, the Government of India launched a massive campaign named "Digital India". AIM- The main aim was to improve access to technology to the people of the country. Digital India has helped people to get government services online and, they can post their complaints online to the government. Our Prime Minister has made many apps for them like swatch Bharat etc, it has helped people to get their roads repaired, get their job done easily and even faster, Digital India offers many services like Digitalocker etc where people can store their important data, information securely, this idea was supported by many companies like Google, Microsoft, Facebook etc and They are also helping us in making our country digital, they are providing free WIFI to remotes areas with the help of drones etc and this has helped India by generating jobs, reducing the cost of import for all the necessary equipment. Digital Technologies include Cloud Computing and Mobile Applications which have emerged as the main reason for rapid economic growth. Digital India will change the face of many states, For example, Himachal Pradesh where many basic things such as the health care system, education and online business. Due to digital India people who do online banking has also increased to a very large extent. Digital India has the mission of making India digitally empowered and literate and all the services will be given online which made people to get information easily and, in all languages, it wants all the services be available to its citizens digitally which will make our country empowered and more developed economy DISADVANTAGES: The major disadvantage of digital India will be online fraud. The uneducated people will fall into this trap. Over and above, it may also lead to cyberbullying. SPENT -1 lakh cr Conversation Yashank- Hello suhird, it’s great to see you again Suhird – Hi, it's great seeing you too, how long has it been? It must be more than 6 months. I'm doing good. How about you? Yashank- Not too bad Suhird- What is new? Yashank- Well I wanted to meet you because I really want to talk to you about my friend. Suhird- Okay Yashank- Well, He doesn’t bring his books and disturbs others during study hours. He keeps on speaking and never lets other study. Due to him, I am not able to concentrate in class. Suhird- Did you try to talk to him? Yashank-Yes but he neither listens to me nor my friends. Suhird- Do teachers know about him? Yashank- I guess, but they just ignore him while they are teaching. Suhird – why don’t you try talking to him again? Yashank- I have done several times, but he still doesn’t pay attention. Suhird- I think you should talk to his class teacher about him. Since they have more experience than us in handling students. Yashank- OKAY, it sounds like a good idea. I will also ask him to make the subject more interesting and practical so that he is able to concentrate more on his studies. Suhird- Do you need help with anything else? Yashank- No, thank you for your time. Suhird – No problem brother. Bye Yashank- Bye

Opinion

More people put their personal information online (address, telephone number,…) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?

Opinion

Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.

Advantages and Disadvantages

Today, most of the farmers are moving to urban areas from rural areas for work, Because of so many reasons. They may be weather is not supporting for agriculture or for their children’s education. However, it is not good sign to our society. Due to shifting of agrarians from villages to cities causes agrarian crisis after some days. Again, it will leads to economic crisis of nation. This is not good for prosperous healthy and wealthy world. And also, population will increases in towns. Moreover, employment is very big issue. Providing jobs to everyone is not possible. So, most of the families will not get food even two times daily. Because of that, unemployed people will divert into wrong side to do wrong things for money. Due to that, crime rate will increases in cities. So, government has to take the actions to stop the ranchers to move from villages and also encourage them by providing bank loans without interest. In cultivation, if they’ll get profit they’ll repay the amount. Otherwise, in any case, if they lost their yield, regime has to cancel the amount how much they were taken for agribusiness irrespective of amount. By giving original seeds to get a good crop and pesticides to control the insects to the farmers, they will get good results in farming. And administration has to provide free education and accommodation facilities to their children. In conclusion, in my point of view, entire nation is depends on farming. So, we have to protect our noblemen by providing good facilities to them and their families. This is not only management work. This is the responsibility of all public those who are living in nation.

Problem and Solution

You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.

Discussion

Now people performed everyday task such as banking shopping and business transactions without meeting one another. What possible effects in individuals and society. what are socialized drawbacks on this concept against benefit. Give reason for answer.

Opinion

The quality of healthcare a person received should not depend on the size of their bank balance. The government is responsible for providing a high level of healthcare for all its citizens. To what extent do you agree?

Opinion

The quality of healthcare a person received should not depend on the size of their bank balance. The government is responsible for providing a high level of health level of health care for all its citizens. To what extent do you agree or disagree?

Opinion

The quality of health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of health care for all its citizens. To what extent do you agree or disagree with this statement?

Opinion

Many people put their personal information online for everyday activities such as socializing on social networks or banking purposes. Do you think it is positive or negative development?

Opinion

some people think that schools should focus on academic subjects like algebra, history, and physics, but others think that schools should spent time focusing on practical skills like time management and banking. Discuss both views and give your opinion.

Opinion

Many people put their personal information online (address, telephone number,...) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?

Discussion

Write about the following topic: Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Discussion

THE REASON THAT MOST INDIVIDUALS ARE IN DEBITS IS DUE TO THE OVERUSE AS WELL AS IRRESPONSIBLE USE OF CREDIT CARDS. BANKS SHOULD NOT ISSUE CREDIT CARDS UNLESS THEY ARE COMPLETELY SURE OF AN INDIVIDUAL’S ABILITY TO PAY BACK THEIR DEBITS.

Opinion

Banks should receive billions of dollars in assistance from their governments during a financial crisis that was in large part their fault. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Discussion

Traffic congestion is perhaps a curse in many cities and it kills valuable time on the one hand and degrades people's overall productivity and economic progress on the other hand. Since the main reason for traffic gridlocks on the roads is the overwhelming number of people who commute daily, limiting it to to a reasonable extent is conceivably the best solution to curb the bad traffic. Admittedly, the government and city administration cannot ask citizens to stay indoors and arrange 'work from home' facility for every professional as making it a regulation would create confusion and discontent. Moreover, people need to get outside not only for their professional, shopping and educational needs but also to socialise and for entertainments. Thus restricting people's need to commute daily seems like an unrealistic idea to many. However, there are ways to implement it without creating any confusion and dissatisfaction among citizens and curbing the traffic problems at the same time. Since we need to reduce the number of commuters and vehicles from the road, which is the only viable solution to traffic problems, we can sort out the professionals who can work from home and then distribute the facilities like shopping centres, parks and banks to all residential areas so that people can get them within walking distance. For instance, IT professionals, lawyers, bookkeepers, customer service representatives, instructors and similar other professionals do not need to travel to their office daily as they can execute most of their responsibilities from home with the help of technology. Moreover, improving some facilities and digitalising many services can deter people from unnecessary daily commuting. For instance, many parents travel to their children's school daily to drop them and pick them up and if schools offer safe and convenient transportation facilities, parents would rely on such facility rather than travelling daily. Similarly, banking, utility bill payment and help desk should be digitalised so that we can complete our tasks from home rather than visiting those offices. To conclude, traffic congestion in many cities is so big a problem that the authority is struggling to keep in control. A large number of commuters and the vehicles they use are the primary reason for that and it is expected that the government would facilitate people so that they need to commute less frequently.

Opinion

Task 2: More people put their personal information online (address, telephone number…) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?

Opinion

Some people think it is best to save money, for example in a bank or saving scheme other people feel that money should be spent whenever, it is available. Discuss these views and reach and opinion on this debate.

Opinion

The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

Opinion

ome people believe that children should study practical skills as managing a bank account, car maintenance, as well as traditional academic courses. Do you agree or disagree?

Opinion

Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.

Opinion

The quality of the health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of healthcare for all its citizens. To what extent do you agree or disagree?

Advantages and Disadvantages

More and more people ore using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?

Advantages and Disadvantages

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

Opinion

Coins and paper money will soon be eliminated by credit cards and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree?

Opinion

Some people think that it is best to save money for example in a bank or savings schemes. Other people feel that money should be spent whenever it is available, discuss these views and reach an opinion on this debate.

Problem and Solution

People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individual and society as a whole?

Advantages and Disadvantages

Question: More and more people are using the internet to do their tasks rather than in person (e.g. banking, shopping, hotel booking, etc.). Do the advantages of this trend outweigh the disadvantages?

Advantages and Disadvantages

People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

Advantages and Disadvantages

Nowadays, plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coin. Advantages and Disadvantages

Problem and Solution

Surveillance cameras in banks, officers, shops and streets have been very successful in reducing crime in the workplace and in public, but they are also a tool for their users to spy on people private business. What problems do the use of surveillance cameras create? Is there any solution?

Discussion

Surveillance cameras in bank, offices, shops and streets have been very successful in reducing crime in the work place and in public, but they are also a tool for their users to spy on people’s private business. What problems do the use of Surveillance cameras create? Are there any solution? Give reasons for your answer and include any relevant examples from your own knowledge.

Opinion

Many feel that students today should learn practical skills at school such as car maintenance and managing a bank account. To what extent do you agree or disagree?

Opinion

Coins and paper money will soon be replaced by credit and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree

Opinion

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Opinion

The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?

formal

You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect.

Opinion

some people believe that children should study practical skills as managing a bank account, car maintenance, as well as traditional academic courses. Do you agree or disagree?

Opinion

Since people are becoming cashless these days,it is believed paper currency and coins will be replated by Bank card ? Do you agree or disagree with this statement.

Opinion

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

Problem and Solution

In the era of 21st-century technology has become part and parcel of every flesh and bloods life. Upgrading to the existing technology involves huge substantial cost. In developed countries like the USA , Canada etc government try spending on new and faster means of transport like by constructing new railways etc. whereas in developing countries like India, Pakistan etc government should spend on improving the existing transport. By constructing new lines for the railway will have different benefits such as tourism will increase and people get more employed because government would be spending on development of infrastructure. Over and above the states and zones would be linked, people can travel long distance for work in less time. With new technology, there would be faster development as a country will be moving along the same lines as the technology. It would also increase the GDP of the country as employment would increase so will the output of the country will increase. But by spending huge sums of money developing country will increase their own debt and would thus putting themselves in hot water. Developing country's existing transport will continue to depreciate as no money is spend on them as the money is diverted towards the construction and maintenance of the new railway. The cost of the new railway will increase and focus on small repair works on existing transport will diminish. If the money is used for the repair works on the existing machines then country could save some money which could be used in other constructive works and this will lead to fuller utilization of the existing transport. So according to me, developing countries must spend their money on developing their existing transport because most of them are already in huge debts from the international bank and this would lead to small saving for the government, which could be utilized in repaying debts or other important activities

Opinion

Directions: Read the question below. You will have 30 minutes to plan, write, and revise your essay. Typically an effective essay will contain a minimum of 300 words. From the following list, which industry has made the biggest technological advancements in the last decade? ▪ Healthcare ▪ Banking ▪ Education Give reasons or examples to support your opinion.

Opinion

There is a debate concerning about the better work whether undertaking in the same entreprise for the lifetime or occupying distinct organisations. This essay discusses both sides of this contentious argument and then I will give my own perpectives. If someone is determined to labour in one place, it would ensure their long career and the easiness reaching better position one day. The company certainly pay attention for the loyal employees and the ones whose understanding their works better anyone else, knowing how to develop their business and/or products, and strengthening the weakness of their organisation. All of these are only obtained by diving the duties for a long time and then someone will become an experts of this kind of job. This expetises lead to higher position, albeit perhaps in long way to go. Unfortunately, this condition might bring a person in lacking experiences from another abilities and situations that would be a challenge for him or her if their office had got a bankrupt suddenly. On another side, the research shows that people who are changing their occupation twice in a minimum can take a multitasking job and survive in facing some unexpectedly issues rather than those who only have one position in their life. For instance, an actuary has a job in a private company taking care of life insurance before she moved into a government institution that tackle some medical and health issues in which threaten lives. She should hand on experiences regarding all the calculation about risk-life theories in real life, whereby it can be only acquired from the company which she undertook beforehand. However, the drawback of displacing the organisations over and over again is the workers should start their career from zero in their new institution and might bring a perfect designation that is not in short time. To conclude, both of the constant or altered organisations will give each own beneficial and detrimental conditions. In my opinion, it is a good idea and recommended to take chances looking perfect organisations and if it have fitted into what I am looking for, I prefer to immediately decide to settle down for long time until the time of retired.

Problem and Solution

In the era of 21st century technology has become part and parcel of every flesh and bloods life. Upgrading to the existing technology involves huge substantial cost. In developed countries like USA , Canada etc, government try spending on new and faster means of transport like by constructing new railways etc. Whereas in developing countries like India, Pakistan etc, government should spend more on improving the existing transport. By constructing new lines for railway we will have different benefits such as tourism will increase and people get more employed because government would be spending on development of infrastructure. Over and above the states and zones would be linked, people can travel long distance for work in less time. With new technology there would be faster development as country will be moving along the same lines as the technology. It would also increase the GDP of the country as employment would increase, so will the output of the country will increase. But by spending huge sums of money developing country will increase their own debt and would thus put themselves in hot water. Developing countries existing transport will continue to depreciate as no money is spend on them. The money is diverted towards the construction and maintenance of the new railway. The cost of the new railway will increase and focus on small repair works on existing transport will diminish. If the money is used for the repair works on the existing machines then country could save some money which can be used in other constructive works and this will lead to fuller utilisation of the existing transport. So according to me developing countries must spend their money on developing their existing transport because most of them are already in huge debts from the international bank and this would lead to small saving for the government, which could be utilised in repaying debts or other important activities.