In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Nowadays since in the majority of countries internet became a primary resource, it increased many innovations exponentially and online transactions via phone became one of the most effective and efficient ones. People of every age group became too reliant on
this
. There are many advantages and minimal disadvantages and I am going to guide you through them.
Firstly
, online payments are the safest and quickest way of transactions. We can immediately transfer the required amount directly into the recipient's bank. It not just minimizes the risk of physical theft but
also
saves a lot of time and energy.
This
will particularly help when we are buying any costliest items like
for example
when we go to IKEA to buy any expensive things, it is not mandatory to carry a physical amount to pay for it
instead
store accept credit cards and we can simply transfer it with just one click and take home our products. It
also
improves our credit points and we can eventually redeem those for buying any other stuff or booking flight tickets for any trips.
This
really saves a lot of
money
over a certain period of time.
On the contrary
, as everyone is accessible to these apps there is
also
a risk for online scams which one has to be fully aware of. Scammers are approaching many different and innovative ways to steal
money
from our accounts. There will be a message popping up on our mobile saying that our credit is being lost click the link below to evaluate the issue, it's a basic human instinct to quiver at a moment like that and click it to see what is happening, fraudsters will
then
get access to our accounts and rob the entire
money
from our bank within a split second. To eradicate
this
issue Banking communities are merging with Government and conducting awareness programs to educate society.
To conclude
Online transactions became vastly popular around the world and it is by far an excellent invention by mankind, as it reduces many physical thefts and the burden of taking cash everywhere we go to buy things. Though it has beautiful advantages there are
also
online thieves who are trying to cash
this
by cheating and looting the public with their creative skills, but as long as we are aware of these illegal scams our
money
will be safe and secure.
Submitted by sumanthreddy666111 on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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