In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

#countries #phones #cellphone #apps #development

Nowadays, most people around the globe own a mobile phone, and they normally bring it along everywhere they go. They have been increasingly depending on mobile

payment

apps

for their everyday spending.

This

development is definitely a positive trend as it offers more convenience, accessibility, and better management in personal finance. The significant advantage of

payment

apps

is everyone with a mobile can use and pay at their fingertips without the need to carry loads of physical cash and cards.

Subsequently

this

can prevent them from getting stolen and losing cash and cards.

Additionally

, international purchases and peer-to-peer (P2P) transfers regardless of different geographical presence aren’t possible without mobile

payment

technology.

For example

, a person residing in Singapore can buy goods on Taobao from China using famous mobile wallets like Alipay and WeChat.

Finally

, lots of mobile

apps

have an inbuilt analytic system which allows users to track and plan their spending.

However

, some users have valid concerns over personal data leaks and cyber-attacks

while

using mobile

apps

. Those concerns have been handled by lots of

payment

companies by making significant investments and efforts in security infrastructures to make sure data are well maintained and prevent any cyber-attacks.

This

can be seen as mobile

payment

apps

using 2-factor authentications, sending push notifications not to share log-in details with others. In conclusion, using mobile payments can help people in many countries gain plenty of benefits in terms of accessibility, convenience, and personal wealth management.

Therefore

, I strongly believe

this

development trend has more advantages than disadvantages.

Submitted by myothwekhine on Sat Apr 15 2023

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

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Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

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The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Answer the 'Advantages and Disadvantages' topic

Some people say that it is possible to tell a lot about a person’s culture and character from their choice of clothes. Do you agree or disagree?

In some countries in Europe, some children from the age of 11 or 13 go to schools to learn more practical skills that will help them get a job. Other children stay in schools which provide a more general academic education. What should schools do to prepare students for the world of work?

Scientists and the news media are presenting ever more evidence of climate change. Governments cannot be expected to solve this problem. It is the responsibility of individuals to change their lifestyle to prevent further damage. What are your views?

In many countries today, people in cities either live alone or in small family units, rather than in large, extended family groups. Is this a positive or negative trend?

many employees may work at home with modern technologies. disadvantage or advantage