Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

#credit #card #people #debts #cards

The banking system is developing and they provide new services for clients. In fact, the procedure for acquiring

credit

cards

is becoming easier and quicker.

Therefore

, paying by

credit

cards

has advantages and disadvantages since numerous people face challenges when settling back the paid amount. The following essay will discuss both positive and negative aspects of

credit

cards

and will point out why according to my mindset, the pros overcome their cons. On the one hand, Visa

cards

have negative implications by loaning an amount higher than the monthly salary.

In other words

, paying a huge bill when buying products that value more than the wage, leads to a challenge to settle it. As reported in a study conducted by Harvard University in the year 2015, the number of people suffering from legal issues skyrockets compared to the year 2014 due to master

cards

offers.

Thus

, pernicious implications have been recorded from

credit

cards

On the other hand

, the postpaid crediting system has positive implications through payments facilitation.

This

means that people are able to buy household stuff even if they don’t have the total budget, and they can pay the price in the upcoming month.

Furthermore

, significant shops have instalments programs that give individuals to purchase their preferences by paying as a monthly instalment. To elucidate, I used to pay for a mobile phone, which costs more than half of my salary as a monthly instalment from Jarir shop without the need to be exhausted from its expensiveness.

Therefore

credit

card has positive outcomes. To conclude,

although

there are negative aspects of

credit

cards

such

as failing to pay the debts, multiple merits have been found like monthly instalments and paying the full amount in advance. From my point of view, I opine that the positives of crediting prevail over the negatives.

Submitted by zein.chami on Sat Apr 09 2022

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Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Fully explain your ideas

Some people think that getting a degree from university is the best way to secure a good job. Others believe that employers value work experience more than a university degree. Discuss both views and give your opinion.

Every year several languages die out. Some people think that this is not important because life will be easier if there are fewer languages in the world. To what extent do you agree or disagree with this opinion.

Online education is becoming more and more popular. Some people claim that e-learning has so many benefits that it will replace face-to-face education soon. Others say that traditional education is irreplaceable. Discuss both views and give your opinion.

4. The environment problems facing today’s world are so great that there is little ordinary people can do to improve the situations. Government and large companies should be responsible for reducing the amount of damage being done to the evironment. To what extent do you agree or disagree?

More and more schools allow fast food restaurant to sell their products to their students. Is this a negative or positive development?