Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.

The richest persons of the world generate capital by investing and saving their valuable assets. Many entities save stock in a financial institution or in other savings schemes, because it benefits a lot of human beings by protecting their valuable assets from any sort of theft or extravagant use, while others believe, available abundance should be spent without any savings. Certainly, saving security boosts affluence, which often is valuable to the holders on different activities or under any urgent circumstances.
For instance
, in the USA a numerous number of people contribute to making funds with the help of banks or other saving schemes. In fact, savings not only increases the liquidity of the banks but
also
increase personal prosperity.
Moreover
, a crucial time of their life can be settled by their personal fund.
Nevertheless
, a group of individuals
also
believe as wealth should be spent, while it is available to us. In my view, saving payment potentially raise property, and supports families in an emergency situation and everyone should save capital,
however
, using currency extravagantly may cause crisis in life, sudden bankruptcy in businesses.
Furthermore
, advocates of saving often point out that without a reserve of funds for emergencies, unemployment or illness, people are putting themselves at risk of hardship or even bankruptcy.
This
is especially true in the current economic situation.
Lastly
, on
this
side of the debate, people emphasize the need to accumulate wealth during one's lifetime, so that one's children can inherit checks or property, which will increase their security and standard of living. In my opinion, I tend to agree that it is wiser to save bills wherever possible, for reasons which benefit both individuals today and future generations.
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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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