Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

In the recent era, applying and acquiring credit

cards

are dead light processes.

Nevertheless

, few individuals are facing

the

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problems, when they cannot up to for paid their dues on

time

.

This

essay will discuss both positives and negatives of credit

cards

. To commence with the benefits, the population who are having credit

cards

,

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can

use

that

card

during critical times.

For instance

, if any person is in tough condition, we will

use

this

bank

card

for payments, though they are not having personal cash.

In addition

to

this

, we can

use

this

rectangular

card

for online transactions which is very handy for payments.

For example

, if we want to pay current bills offline, we have to wait for a long

time

in the queue.

However

, we can

use

this

card

on the internet and we can save

time

. Despite the benefits, there are ample drawbacks

of

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postpaid

cards

.

Firstly

, people feel tough, when the

time

, they pay back to the

bank

. so, the

bank

officials should know about a person background before issued the

card

.

secondly

, the young generation uses

this

money

card

for evitable things. To illustrate

this

, a friend of mine, who is young, uses his father

card

for unnecessary purposes.

However

, parents should keep an eye on their son or daughter. In order to avoid these problems which are occurred by the

cards

, both the society and the officials should be responsible. To conclude

this

, if u are not able to pay the

bank

, you would get enormous problems. After discussing a lot of aspects of

this

topic,

disadvantages

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the disadvantages

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outweigh the advantages.

However

, both the populace and the banks should think before taking and giving the

cards

.