Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.

The question of spending or keeping salary continues to be controversial in the twenty-
first
century. Some argue that it is much more beneficial to save them,
for example
, in a deposit, whereas others believe that individuals should always spend them to enjoy life.
This
essay will analyse the issue of human finances using examples from world practice to demonstrate points and support arguments. The
first
point to mention might be that savings in a bank could lead to the financial independence of citizens, due to the fact that in need they would always have wage to use.
Furthermore
,
such
resources might arise a feeling of confidence among humans, because they would know that if there is a crisis, they will not be vulnerable to it.
However
, at any moment a bank could become bankrupt and its customers might lose their savings at all.
Nevertheless
, in order to prevent
such
problems, individuals should be very careful with their budget and keep them in reliable banks.
On the other hand
, it is a widely held view that the main purpose of wealth is to spend them whenever residents want and enjoy the result of their work. By spending cash individuals could do many activities
such
as shopping or travelling, which make them happy or even motivate them to work harder.
Although
, chaotic waste of funds could lead humans to a crisis, which affects negatively not only a budget but
also
people’s well-being.
Finally
, it may be concluded that spending all of a person’s capital may have pessimistic consequences. Though, it is my firm belief that completely restrict paying out resources
also
is not beneficial and individuals should live a fulfilling life, but
also
be careful with a budget, saving at least about a tenth of their income.
Submitted by Sanzhar Tassybayev on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Read more in the eBook

The Ultimate Guide to Get a Target Band Score of 7+ »

* free ebook for Premium users

What to do next:
Look at other essays: