Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Applying for and being granted a
credit
card
, is
lot
Suggestion
a lot
easier
thesedays
Suggestion
these days
.
Nevertheless
, many people face
consequences
Suggestion
the consequences
when they arrear in their debt payment. In spite of
this
, I assert that the benefits of
plastic
money
overwiegh
fail by aiming too high or trying too hard
overreach
its drawbacks, if used responsibly. As it, not only helps
in
Suggestion
with
payment of large sums easily, but
also is portable and
Suggestion
is also portable and
secure. The most significant drawback of having a
credit
card
is
accumulation
Suggestion
the accumulation
of excessive debt on a person's account. Since there is usually no limit on the amount to be
spend
Suggestion
spent
,
majority
Suggestion
the majority
of people generally overspend than their actual budget;
consequently
accumulating a debt
beacuse
for the reason that; on account of
because
of high interest rates.
As a result
, they find it difficult to pay the
bank
,
however
,
this
situation can be prevented by being more responsible while using
credit
cards.
Nonetheless
, there are numerous advantages of using
plastic
money
as it can be used to complete transactions involving huge sums of
money
conveniently and swiftly. To be precise, a person need not to carry
bulk
Suggestion
the bulk
of cash, but the amount can be smoothly
transfered
transfer somebody to a different position or location of work
transferred
using net banking in
matter
Suggestion
a matter
of seconds, which is
lot
Suggestion
a lot
quicker as compared to the past.
For example
,
majority
Suggestion
the majority
a majority
of people around the world use
plastic
money
to transfer funds directly to the
bank
account, not just nationally, but
also
while dealing globally.
Moreover
,
credit
cards are easily portable and secure in comparison with paper
money
.
Furthermore
,
use
Suggestion
the use
of electronic
money
has given a huge boost to globalisation as transactions can be done around the world with lightning speed. If the
card
is misplaced,
then
its misuse can be prevented by just cancelling the
card
; thereby making it more secure than traditional
money
. To cite an example, my father lost his
credit
card
last
year,
however
, he called the
bank
immediately to report the mishap and freezing his account, making the
card
redundant.
Thus
,
plastic
money
is way more convenient, secure and quicker than paper
money
. To conclude, I would reiterate my opinion,
although
credit
card has few
Suggestion
card has a few
drawbacks, yet its benefits massively overweigh its disadvantages. As compared to cash,
bank
cards are faster,
easy
Suggestion
easier
to
cary
move while supporting, either in a vehicle or in one's hands or on one's body
carry
and more safer.

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    • Sentence 3 - Thesis
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
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